My name is Shadrack. I am a 43-year-old family man currently working in Nairobi. I earn Sh114,000 gross. My deductions are as follows: Sh36,000 for a loan due eight years from now, Sh6,000 for a loan due four years from now.
I have Sh3,000 going to Sacco shares and the net of Sh19,000 goes to Sacco for an advance due in one year. I have nothing to show for the loans as they are just refinancing for daily and monthly expenses.
