I work as a sales assistant at a supermarket in Nairobi where I have been employed for the past 18 months. I earn a gross pay of Sh27,000 every month. A while back, I took a Sh100,000 microfinance loan to buy a dairy cow for my mum. Unfortunately, the cow died while calving. I have now been paying off this loan with monthly instalments of around Sh7,000. I will complete the loan in November.
At the end of the month, I am left with around Sh16,500. My recurring monthly expenditure is as follows: Rent Sh5,500 (includes landlord-controlled power), water and garbage Sh500, mum’s support Sh1,000, shopping Sh4,000, tithe Sh2,400, transport Sh3,000.
