How can I afford a plot and rentals on my Sh57,000 salary?

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My name is Daisy. I am married with two school going children in Grade Six and Four. My husband earns a net of between Sh120,000 and Sh150,000. He takes care of much of the household budget including rent because we are yet to buy or build our own home. We live in the Nairobi metropolitan area.

I earn around Sh57,000 net and the monthly expenses I cater for are as follows: House-girl Sh7,000, two merry-go-round chamas Sh3,000 each, airtime Sh2,000, clothes Sh4,000, beauty products and salon Sh7,000, my mother Sh5,000, transport Sh4,200. I have always desired to own property. I have asked around and prices of plots in my area are around Sh600,000 per 40X80 plot.

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