My name is Travis and I am 35 years old. I am employed and earn a net salary of Sh103,000 per month. I have a family. My monthly budget is as follows: Rent and water Sh28,000, school fees per term for two children Sh45,000, transport Sh8,000, family activities and emergencies Sh10,000, harambees and support groups Sh5,000, miscellaneous expenses Sh8,000 (can sometimes go up to Sh12,000) and savings Sh7,000.
I started saving in June 2024. I do not have huge loans that I am repaying except for short-term loans of Sh80,000 that I am repaying in the next four months. It has been difficult to save enough money to start a major project. I want to buy a car soon as my family grows and maybe a piece of land in the next five years. Help me to achieve these two goals.
