Time to embrace climate risk insurance mandatory

Vehicles sit flooded in a parking bay in the Grogan area of downtown Nairobi on Sunday, March 15, 2026.

Photo credit: File | Nation Media Group

In early March, heavy rains triggered widespread flooding across Kenya, with Nairobi bearing the brunt as rivers and drainage systems overflowed. Vehicles were swept away, critical infrastructure was damaged, and nearly 70 lives were lost, with thousands more displaced.

These events are often described as natural disasters, but that term tells only part of the story. What Kenya is experiencing sits at the intersection of intensifying climate volatility and rapid urbanisation. The result is not merely environmental disruption, but recurring economic shocks that threaten livelihoods, businesses, and public finances.

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