Literacy more than education: Kenya needs to finance knowledge economy

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Higher Education Loans Board (Helb) applicants being served at the Helb offices in Nairobi. 

Photo credit: File | Nation Media Group

What does it mean to be literate in Kenya in 2026? For generations, the answer was straightforward, the ability to read, write and perform basic arithmetic. Today, that definition is no longer enough.

A person may read a newspaper yet fall victim to online misinformation. They may own a smartphone but lack the skills to use it for learning, employment or entrepreneurship.

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