The 25:50:25 money rule: A smarter way to invest your money

In other words, the idea of more returns has to be tied to your purpose. For instance, money meant for school fees bound in three months has no business being tied up in stocks or land, no matter how tempting the projected returns look.

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In a country where the cost of living shifts as unpredictably as the weather, one thing remains constant—investors want more for their money. But while higher returns are the dream, the reality is more complex.

It’s not just about chasing profits; it’s about aligning your investment choices with your goals, risk appetite, and time horizon. And as many are learning—often the hard way—returns without strategy can be costly.

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Note: The results are not exact but very close to the actual.