Help! I earn Sh48,000 a month. How can I save for dowry and a house?

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My name is Jacob. I earn a net income of Sh48,000 a month. I’m married and have a one-year-old child, who will turn two in April 2025. My wife has been urging me to pay the dowry before our child turns one, which is only a few months away.

Right now, my expenses include Sh12,000 for rent along Thika Superhighway, Sh20,000 for house expenses (food, shopping, WiFi, and entertainment), Sh7,000 for transport and miscellaneous costs, and Sh5,000 as a monthly allowance for my wife.

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Note: The results are not exact but very close to the actual.